Kreditiweb USA is an online platform that belongs to FS PERFORMANCE GROUP, SL registered in the Mercantile Registry of Barcelona with a main office in Rambla de Catalunya, no. 124, Attic, CP 08008, Barcelona.
In our labor activity, we operate with a network of American financial entities. We provide free advice to our users about the variety of loans and other financial products currently available in the market such as: debt consolidation, personal loans, business loans, payday loans, mortgages, credit cards and checking & savings accounts. All these products are offered to natural and / or legal people that are over 18 or 21 - depending on the state law - with american citizenship or permanent residency in the country. In addition to that, it is also necessary to provide a valid Social Security Number (SSN) or Taxpayer Identification Number (TIN) in order to proof of identity and legal status.
Kreditiweb USA is committed to presenting existing and verified information. However, we cannot guarantee the total authenticity of the products offered. The conditions and details of the financial products will vary according to the financial entity that is contracted, and the contract established between the client and the financier. Likewise, its approval and concession will only depend on the entity with which the product is contracted.
We offer a vast variety of financial products through our affiliates / partners. In the American market, we work with lenders that grant loans from $100 and up to $500,000 with repayment periods between two weeks and 10 years, depending on the specific product. On the other hand, some of our partners provide business financing, which loans offered start at $10,000 and up to $10M.
Regarding the APR (Annual Percentage Rate) applied to the products offered through our platform, it can range from 2.47% and 400%. However, the specific percentage may vary according to the type of financing and the customer’s financial profile. In case of personal loans, the APR ranges between 2.47% and 35.99%. For payday loans, rates can go up to 400%.
If there would be any failure on repayment of the debt, the entity that provided the financial product / service will be the one that applies the corresponding sanctions and previously agreed with the client. Regarding extensions of periods, the commissions established by the contracted funder will be applied.
We do not have the authority to show loan simulators because we are not a financial entity. We cannot offer credit or any type of financing. Our reason to be is to help our users to pick the financial product that is more convenient and suits their financial situation the better. This is why we always recommend our community to compare between the variety of financial products to obtain the loan with the best conditions and the lowest rates.